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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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Investment advisory services offered through: HBW Advisory Services LLC. Chad Francis is an Investment Advisor Representative dba Thrive Stewardship Financial Advisors, Inc. HBW Insurance & Financial Services, Inc. dba HBW Partners and HBW Advisory Services LLC are separate entities which do not provide legal or tax advice. HBW entities are located at 2655 1st Street, Suite 250, Simi Valley, CA 93065, (800) 473-3856.

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